Using an innovative financial model that mobilizes idle capital to guarantee loans, MicroCredit Enterprises is a not-for-profit organization that builds on the success of microfinance as a proven international poverty reduction strategy.

Our private-sector program leverages passive capital of high net worth individuals and entities to make tiny loans to poor women in developing countries. Rather than focusing on donations, MicroCredit Enterprises uses a Guarantor’s credit and financial strength to borrow money commercially to fund loans.

High-Impact Poverty Reduction

MicroCredit Enterprises is uniquely focused on families living in remote areas and in extreme poverty—often on $1 per day or less. We have reduced poverty for tens of thousands of the most impoverished women around the globe, ensuring food security for their children and sustainable futures for their families.

Women make up 80% of individual borrowers served by local lenders in MicroCredit Enterprises’ portfolio. Accounting for 70% of the world’s poor, women immediately use profits from their micro-businesses to feed, clothe and educate their children. They are also a driving force for community change once empowered, and have a higher repayment rate than men.

MicroCredit Enterprises focuses its lending in rural areas because it is where the most isolated and desperately poor women reside.